io.github.Tariqlearnstocode/incomechecker

What it mainly works on, as our AI model read its tool descriptions: accounts and data in outside web services; money, payments or trading.

3 of 13 tools are described as changing something (creating, editing, deleting, sending or running).

• how_to_verify_incomereads or searches

  “Explains how to check or verify a person’s income (a tenant, applicant, borrower, guarantor, investor, or yourself), including bank-based income analysis, pay stubs, and their limits.”

  Publisher declares: read-only yes · destructive no · idempotent yes · open-world no

  1 input

  • audiencestring“Who is asking: a landlord/property manager, a lender, an individual proving their own income, or other”
• start_income_verificationdescribed as changing data

  “Returns the link and steps to request a bank-based income report from Income Checker for a tenant, applicant, borrower, or yourself.”

  Publisher declares: read-only yes · destructive no · idempotent yes · open-world no

  Takes no inputs.

• monthly_income_from_paycalculates or converts

  “Converts a pay amount (hourly, weekly, every two weeks, twice a month, monthly, or annual) into gross monthly, annual, biweekly, weekly, and hourly income.”

  Publisher declares: read-only yes · destructive no · idempotent yes · open-world no

  3 inputs, 2 required

  • amountnumberrequired“Gross pay amount per period, or hourly rate”
  • frequencystringrequired
  • hours_per_weeknumber“Hours per week, for hourly pay (default 40)”
• rent_to_incomecalculates or converts

  “Income needed for a given rent (2.5x, 3x, 3.5x rules), the max rent for a given income at 3x, or the rent-to-income ratio when both are given.”

  Publisher declares: read-only yes · destructive no · idempotent yes · open-world no

  2 inputs

  • monthly_rentnumber
  • monthly_incomenumber“Gross monthly income”
• rent_affordabilitycalculates or converts

  “Affordable rent from gross monthly income using the 30% rule, the 3x-rent rule, a 25-30% comfortable range capped at 36% total debt, and 50/30/20.”

  Publisher declares: read-only yes · destructive no · idempotent yes · open-world no

  2 inputs, 1 required

  • monthly_gross_incomenumberrequired
  • monthly_debtsnumber“Monthly debt payments excluding rent”
• debt_to_incomeon 1 other servercalculates or converts

  “Front-end (housing) and back-end debt-to-income ratios with common lender bands.”

  Publisher declares: read-only yes · destructive no · idempotent yes · open-world no

  3 inputs, 2 required

  • monthly_gross_incomenumberrequired
  • monthly_housingnumberrequired“Rent or mortgage payment including taxes and insurance”
  • other_monthly_debtsnumber“Car, student loan, card minimums, etc.”
• prorated_rentcalculates or converts

  “Rent owed for a partial first month, from the move-in date through the end of that month.”

  Publisher declares: read-only yes · destructive no · idempotent yes · open-world no

  3 inputs, 2 required

  • monthly_rentnumberrequired
  • move_in_datestringrequired“YYYY-MM-DD”
  • methodstring“actual = rent ÷ days in month (default); year = rent × 12 ÷ 365; banker = rent ÷ 30”
• check_pay_stub_mathcalculates or converts

  “Checks the figures on a pay stub for internal inconsistencies: gross minus deductions vs net, hours × rate, Social Security and Medicare rates, pay period length, pay date, year-to-date totals, and s…”

  Publisher declares: read-only yes · destructive no · idempotent yes · open-world no

  11 inputs, 3 required

  • gross_paynumberrequired
  • net_paynumberrequired
  • deductionsarrayrequired“Every deduction line, e.g.”
  • hoursnumber
  • hourly_ratenumber
  • pay_period_startstring“YYYY-MM-DD”
  • pay_period_endstring“YYYY-MM-DD”
  • pay_datestring“YYYY-MM-DD”
  • pay_frequencystring
  • ytd_grossnumber
  • prior_ytd_grossnumber“YTD gross from the previous stub, if available”
• get_accounton 97 other serversreads or searches

  “Shows the signed-in user’s email and how many verification credits they have left.”

  Publisher declares: read-only yes · open-world no

  Takes no inputs.

• buy_creditson 20 other serversmoves moneydescribed as changing data

  “Creates a secure Stripe checkout link for a pack of non-expiring verification credits.”

  Publisher declares: read-only no · destructive no · open-world yes

  1 input, 1 required

  • quantitynumberrequired“Number of credits: 1, 3, 5, 10, 25, 50”
• send_verification_requestsends messagesdescribed as changing data

  “Uses one credit to create a bank-based income check and emails the applicant a secure link to connect their bank through Plaid.”

  Publisher declares: read-only no · destructive no · idempotent no · open-world yes

  4 inputs, 2 required

  • applicant_namestringrequired
  • applicant_emailstringrequired
  • purposestring“Optional reason shown to the applicant, e.g.”
  • requested_by_namestring“Name or company shown as the requester; defaults to the account’s company name”
• list_verificationson 2 other serversreads or searches

  “Lists the signed-in user’s income verification requests, newest first, with status and report links.”

  Publisher declares: read-only yes · open-world no

  2 inputs

  • statusstring
  • limitinteger“Default 10”

Each quoted sentence is the first sentence of the publisher’s own description. The kind of tool and the “changes data” mark are our AI model’s reading of that description, not something we tested: two differently worded runs had to agree, otherwise no label is shown, and nobody has checked them by hand. A tool without the “changes data” mark is described as only reading, searching or calculating, or the two runs did not agree. No tool was called. Read the publisher’s full description before relying on it. “Publisher declares” lists the hints the server itself sends with the tool (MCP annotations: read-only, destructive, idempotent, open-world); they are the publisher's claims, not checked by us. Inputs are the parameters in the tool's own input schema: name, declared type, whether it is required, and the first sentence of its description. Read 2026-10-23.

The registry verifies a package once, when it is published, and does not re-check it. A difference below is about the listing, not a judgement of the publisher.