calculators MCP server

None of its 25 tools are described as changing anything. For 25 the reading was uncertain, so no mark is shown.

• calculate_cyprus_income_tax

  “Calculates Cyprus income tax, employee/self-employed SI, GESY and take-home pay.”

  33 inputs, 2 required

  • salaryIncomenumberrequired“Gross annual salary in EUR.”
  • rentalIncomenumber“Annual rental income in EUR.”
  • hasRentalIncomeboolean“Whether rental income applies.”
  • dividendIncomenumber“Annual dividend income in EUR.”
  • hasDividendIncomeboolean“Whether dividend income applies.”
  • isDividendNonDomicileboolean“Non-dom status for dividends.”
  • employmentTypestringrequired“'private' for private sector (8.8% SI), 'civil' for civil service (4.45% SI), 'self-employed' for sole proprietor (16.6% SI on deemed/actual, 4% GESY).”
  • qualifiesForFirstEmploymentboolean
  • firstEmploymentDeductionstring
  • selfEmployedDetailsobject“Sole-proprietor schedule: net profit = turnover − expenses − capitalAllowances − lossBroughtForward (floor 0).”
  • exemptionTypestring“Minds in Cyprus Art.”
  • mindsEligibilityobject“Facts used to validate Minds in Cyprus Art.”
  • pensionIncomeobject
  • depositInterestIncomenumber“Annual deposit interest in EUR.”
  • cryptoTradingIncomenumber“Annual taxable cryptoasset trading gains in EUR.”
  • taxesPrepaidobject
  • propertyPricenumber“Property price for wear-and-tear allowance.”
  • propertyYearinteger“Year the property was acquired.”
  • interestPaidnumber“Interest paid on rental property.”
  • isNonDomicileboolean“Cyprus non-domicile status; exempts rental and deposit-interest SDC where applicable.”
  • tradeUnionSubsnumber“EUR amount.”
  • donationsnumber“EUR amount.”
  • innovativeInvestmentnumber“EUR amount.”
  • providentFundnumber“Total provident/PEPP fund contribution in EUR.”
  • legislationVersionstring“Tax/legislation year.”

  and 8 more not listed here.

• calculate_cyprus_state_pension

  “Estimates the Cyprus state (contributory) pension amount at retirement using official contribution schedules and current 2026 pension income-tax bands, based on accumulated insurance units and contri…”

  7 inputs, 2 required

  • modestringrequired“Calculation mode.”
  • currentAgeinteger“Current age (quick mode only).”
  • retirementAgeintegerrequired“Planned retirement age.”
  • yearsWorkednumber“Actual years with insurance contributions (quick mode); do not infer from age or employment duration.”
  • totalInsuranceUnitsnumber“Actual accumulated Cyprus insurance units/points (quick mode); do not infer from salary or years worked.”
  • yearlyUnitsarray or object“Advanced mode only.”
  • dependentsinteger“Number of dependents (spouse/children); raises the basic pension multiplier.”
• run_retirement_stress_test

  “Runs a deterministic projection plus Monte Carlo simulation of a retirement savings plan, aggregating active pension streams before applying personal income tax allowances and the shared GESY ceiling.”

  13 inputs, 5 required

  • currentAgeintegerrequired“Age today.”
  • retirementAgeintegerrequired“Planned retirement age.”
  • endAgeinteger“Planning horizon age (default 90).”
  • currentSavingsnumberrequired“Current investable savings balance in EUR.”
  • monthlyContributionnumberrequired“Monthly contribution until retirement in EUR.”
  • expectedAnnualReturnnumber“Annual percentage value (e.g.”
  • expectedAnnualReturnRetirementnumber“Annual percentage value (e.g.”
  • monthlyDrawdownnumberrequired“Planned monthly withdrawal in retirement in EUR.”
  • inflationRatenumber“Annual percentage value (e.g.”
  • statePensionnumber“Expected monthly state pension in EUR.”
  • pensionStreamsarray“Optional annual pension streams that offset retirement drawdown.”
  • simulationsinteger“Monte Carlo runs (default 1000).”
  • seedinteger“Optional unsigned 32-bit seed for repeatable runs with identical inputs and implementation versions.”
• calculate_cyprus_unemployment_benefit

  “Estimates the Cyprus unemployment benefit using statutory percentage-point dependant additions and a capped earnings-related supplement, and separately assesses entitlement when qualifying facts are …”

  10 inputs, 4 required

  • applicationDatestringrequired“Actual claim date as YYYY-MM-DD.”
  • annualGrossEarningsnumberrequired“Actual gross insurable earnings in EUR for the contribution year selected by applicationDate.”
  • dependentSpousebooleanrequired“Whether the claimant has a dependent spouse not in paid work; ask if unknown.”
  • dependentChildrenintegerrequired“Actual number of dependent children or other dependants; ask if unknown (benefit calculation caps at 3).”
  • actualBasicInsurancePointsnumber“Actual paid basic insurance points accumulated by claim date; 0.5 required for entitlement.”
  • weeksSinceFirstInsuranceinteger“Weeks elapsed since first insurance; at least 26 required.”
  • relevantYearInsurancePointsnumber“Actual plus assimilated insurance points in the relevant contribution year; at least 0.39 required.”
  • registeredUnemployedboolean“Whether registered unemployed with the competent offices.”
  • capableAndAvailableForWorkboolean“Whether capable of and available for work during the claim.”
  • isEmployeeboolean“Whether the claimant was insured as an employee rather than self-employed.”
• get_pension_reference_data

  “Returns official Cyprus Social Insurance reference tables for a given year.”

  1 input, 1 required

  • yearintegerrequired“Reference year.”
• parse_pension_statement

  “Extracts structured contribution history from pasted Cyprus Social Insurance Services pension statement text.”

  1 input, 1 required

  • textstringrequired“Pasted statement text.”
• calculate_cyprus_capital_gains

  “Calculates Cyprus Capital Gains Tax on an immovable property disposal using 2025 or 2026 rules, including CPI indexation, year-specific lifetime exemptions, the 20% CGT rate and the 0.4% property tra…”

  8 inputs, 4 required

  • taxYearstring“Disposal tax year; defaults to the current 2026 rules and selects year-specific lifetime allowances.”
  • acquisitionPricenumberrequired“Purchase price in the original currency.”
  • currencystring“EUR (default) or CYP for pre-2008 purchases (converted at 0.585274).”
  • acquisitionYearintegerrequired“Calendar year the property was acquired.”
  • salePricenumberrequired“EUR amount.”
  • agentFeesnumber“Estate agent / legal fees deducted from the sale price, EUR.”
  • propertyTypestringrequired“Drives the year-specific lifetime exemption: 2025 general/plot €17,086, qualifying main residence €85,430 and agricultural land €25,629; 2026 general/plot €30,…”
  • isFirstDisposalboolean“Whether the lifetime first-disposal exemption is being claimed.”
• simulate_mortgage

  “Simulates a Cyprus mortgage with a payment schedule that reconciles paid amounts to principal and interest.”

  16 inputs, 3 required

  • mortgageAmountnumberrequired“EUR amount.”
  • mortgageTypestring“Repayment structure.”
  • loanPeriodYearsintegerrequired“Loan term in years.”
  • fixedPeriodYearsintegerrequired“Actual number of years at the fixed rate before variable pricing (0 means fully variable); ask if unknown.”
  • fixedRatenumber“Actual all-in annual fixed rate in percent, required when a fixed period applies.”
  • variableBaseRatenumber“Actual annual reference rate (such as ECB or Euribor) in percent, for the variable phase.”
  • bankMarginnumber“Actual bank margin in annual percentage points added to the variable base rate; do not split an all-in rate without confirmation.”
  • monthlyOverpaymentnumber“Extra amount paid each month, EUR.”
  • overpaymentPeriodTypestring“When overpayments are made across the term.”
  • overpaymentYearsCountinteger“Number of years overpayments run when period type is first/last.”
  • upfrontFeesnumber“EUR amount.”
  • feesAddedToLoanboolean“Whether upfront fees are capitalised into the loan.”
  • ercPercentagenumber“Early repayment charge, percent of the balance.”
  • ercPeriodYearsinteger“Years the early repayment charge applies.”
  • closureFeenumber“EUR amount.”
  • lumpSumOverpaymentsarray“One-off overpayments.”
• calculate_stock_options

  “Compares the Cyprus tax on an employee stock option exercise under the 2025 benefit-in-kind rules (progressive income tax) and the 2026 approved-scheme rules (flat 8% within caps), including the 2x s…”

  6 inputs, 5 required

  • annualGrossSalarynumberrequired“Gross annual salary in EUR (sets the marginal band and the 2x annual cap).”
  • numberOfSharesnumberrequired“Number of options being exercised.”
  • exercisePricenumberrequired“Strike price per share, EUR.”
  • marketPricenumberrequired“Market price per share at exercise, EUR.”
  • prior10YearOptionIncomenumber“Option income already used against the €1m rolling 10-year cap, EUR.”
  • isApprovedSchemebooleanrequired“Whether the plan has approved-scheme status under 2026 rules; ask the user and use only their explicit confirmation.”
• compare_rent_vs_buyon 1 other server

  “Compares buying a home against renting using actual period mortgage payments and symmetric investment of whichever scenario has lower cash costs.”

  28 inputs, 6 required

  • propertyPricenumberrequired“EUR amount.”
  • downPaymentnumberrequired“Deposit amount.”
  • downPaymentIsPercentagebooleanrequired“True only when the user explicitly confirms the deposit is a percentage; false only when they explicitly confirm it is EUR.”
  • mortgageInterestRatenumberrequired“Annual percentage value (e.g.”
  • mortgageTermYearsintegerrequired“Mortgage term in years.”
  • legalFeesnumber“EUR amount.”
  • transferFeesnumber“EUR amount.”
  • agentCommissionnumber“EUR amount.”
  • stampDutynumber“EUR amount.”
  • propertyTaxYearlynumber“Annual property tax, EUR.”
  • localAuthorityTaxnumber“Annual local authority tax, EUR.”
  • homeInsurancenumber“Annual home insurance, EUR.”
  • maintenancePercentagenumber“Annual maintenance as a percent of property value (model default 1%).”
  • maintenanceFixednumber“Annual maintenance in EUR when not using the percentage.”
  • useMaintenancePercentageboolean“Use the percentage instead of the fixed maintenance figure (default true).”
  • fittingsFurniturenumber“One-off furnishing cost when buying, EUR.”
  • monthlyRentnumberrequired“Current monthly rent, EUR.”
  • securityDepositMonthsnumber“Deposit expressed in months of rent.”
  • agencyFeesnumber“EUR amount.”
  • rentFurniturenumber“One-off furnishing cost when renting, EUR.”
  • commonAreaExpensesnumber“Monthly communal charges when renting, EUR.”
  • rentYearlyIncreasenumber“Assumed annual rent increase, percent (default 2).”
  • investmentReturnRatenumber“Assumed annual investment return, percent (default 5).”
  • propertyAppreciationRatenumber“Assumed annual property appreciation, percent (default 3).”
  • generalInflationRatenumber“Assumed annual inflation, percent (default 2).”

  and 3 more not listed here.

• calculate_ev_savings

  “Compares the annual running cost of an electric car against a petrol/diesel car in Cyprus, splitting charging between spare solar production, home grid electricity and public chargers, and reporting …”

  20 inputs, 4 required

  • annualDistancenumberrequired“Kilometres driven per year.”
  • iceConsumptionnumberrequired“Petrol/diesel consumption in litres per 100 km.”
  • fuelPricenumberrequired“Fuel price in EUR per litre.”
  • evConsumptionnumberrequired“EV consumption in Wh per km (e.g.”
  • chargingEfficiencynumber“Wall-to-battery charging efficiency, percent (default 92).”
  • spareSolarnumber“Spare solar production available for charging, kWh per year.”
  • gridElectricityPricenumber“Home electricity price in EUR per kWh.”
  • solarDirectSharenumber“Share of home charging covered directly by solar, percent.”
  • homeGridSharenumber“Share of home charging drawn from the grid, percent.”
  • publicChargingPricenumber“Public charging price in EUR per kWh.”
  • extraEvCostnumber“Extra purchase cost of the EV versus the petrol/diesel alternative, EUR.”
  • iceServicenumber“Annual servicing cost of the petrol/diesel car, EUR.”
  • iceOilChangenumber“EUR amount.”
  • iceInsurancenumber“EUR amount.”
  • iceRoadTaxnumber“EUR amount.”
  • iceOthernumber“EUR amount.”
  • evInsurancenumber“EUR amount.”
  • evRoadTaxnumber“EUR amount.”
  • evOthernumber“EUR amount.”
  • projectionYearsinteger“Horizon of the cumulative savings series (default 10).”
• compare_investment_vehicles

  “Compares a taxable investment (option 1) against a tax-deductible vehicle such as a provident fund or life-insurance savings plan (option 2), matching the true out-of-pocket cost of both and applying…”

  14 inputs, 3 required

  • netInvestmentnumberrequired“Annual GROSS contribution into option 2, EUR.”
  • taxDeductionRatenumberrequired“User's marginal tax relief on option 2 contributions, percent.”
  • maxYearsinteger“Horizon in years (default 30).”
  • opt1EntryFeenumber“One-off entry fee on option 1, EUR.”
  • opt1ExitFeenumber“One-off exit fee on option 1, EUR.”
  • opt1AnnualReturnnumber“Annual percentage value (e.g.”
  • opt1ExitTaxnumber“Tax on option 1 gains at exit, percent.”
  • opt1MonthlyFeenumber“Fixed monthly fee on option 1, EUR.”
  • opt2AnnualReturnnumber“Annual percentage value (e.g.”
  • opt2AumFeenumberrequired“Annual management fee on option 2, percent.”
  • opt2AdditionalFeenumber“Additional annual fee on option 2, percent.”
  • opt2MonthlyFeenumber“Fixed monthly fee on option 2, EUR.”
  • opt2ExitTaxnumber“Tax on option 2 at exit, percent.”
  • opt2Commissionnumber“Percent of the FIRST year's contributions taken as commission.”

Each quoted sentence is the first sentence of the publisher’s own description. The kind of tool and the “changes data” mark are our AI model’s reading of that description, not something we tested: two differently worded runs had to agree, otherwise no label is shown, and nobody has checked them by hand. A tool without the “changes data” mark is described as only reading, searching or calculating, or the two runs did not agree. No tool was called. Read the publisher’s full description before relying on it. Inputs are the parameters in the tool's own input schema: name, declared type, whether it is required, and the first sentence of its description. Read 2026-10-30.

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